Pay Now. Settle Later.
Cross-border payments
as they should be.
Real-Time Payments. Post-Pay Settlement.
Get Started
Send
$240,000
Receive
881,400 AED
Built To Fit Inside Where Payments Already Happen
PNSL isn’t another platform or parallel network. It embeds directly into your existing payment infrastructure, operating at the treasury and API layers where settlement decisions already happen.
You keep your flows. Your controls. Your relationships. PNSL simply adds a new way to execute, one that enables cross-border payments to happen when you want them to.
You stay in control, we make it faster.
Get Started
Globally Distributed
Natively Connected
140
Countries
70
Currencies
Embedded behind the scenes, PNSL quietly powers real settlement activity every day, reaching over 140 countries and 70 currencies and counting.
From regulated payment processors to global aggregators, PNSL aligns payment execution and settlement, making cross-border flows instant and predictable.
Compliance-First Architecture
Verified counterparties under institution-level KYB controls, with every transaction screened through rule-based AML filters and real-time sanctions lists.
Real-time KYT and AI-driven anomaly detection. Transactions are continuously monitored using behavioural models that learn from corridor activity and counterparty patterns, with AI-assisted alerts enabling instant escalation and audit-ready transparency.
Embedded oversight and accountability. All credit, risk, and settlement decisions are logged in real time under a unified governance layer, giving counterparties and regulators continuous visibility and traceability across every flow.
Cerberus
At the core of PNSL is Cerberus, Axiym’s internal AI risk and compliance engine.
Cerberus supports financial scoring, transaction monitoring, and anomaly detection across the full payment lifecycle. Cerberus supervises compliance in real time, generating live reasoning, audit-ready reporting, and end-to-end transparency.
